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		<title>LendingRisk.com: Tom's Blog</title>
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		<description>Tom Hill's, owner and content manager of Lendingrisk.com,
			personal blog. Weekly updates on LendingRisk.com and topics for
			business professionals in the mortgage lending industry.</description>
		<copyright>Copyright 2007, LendingRisk.com</copyright>
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		<pubDate>Sat, 18 Aug 2007 15:45:00 EST</pubDate>
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			<description>With relatively low interest rates and the subsequent
				increase in the number of originators, products and sheer volume in
				the mortgage marketplace there has been a noticeable shift in the
				production philosophy. Specifically, investors have become more
				concerned with the quality and performance of their production and
				sellers.</description>
			<pubDate>Sat, 18 Aug 2007 15:45:00 EST</pubDate>
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