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LendingRisk.com Mortage Industry Dictionary

Terminology, definitions, terms, explanations, and documents for business professionals in the mortgage lending and mortgage risk management industries.

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HMDA Rate Spread Percent

The HMDA Rate Spread Percent is the spread between the Annual Percentage Rate (APR) and the comparable treasury security utilizing the "Treasury Securities of Comparable Maturity under Regulation C" table, action taken, lock-in-date, APR, loan term and lien status. The HMDA Rate Spread is a calculated field.

See Home Mortgage Disclosure Act (HMDA)
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Terminology, definitions, terms, explanations, and documents for business professionals in the mortgage lending and mortgage risk management industries.